Standard Plan
The Standard Plan covers wellness benefits, including routine physicals, annual check-ups, nutrition counselling and one dental examination annually. This Plan provides benefits as stipulated under the Health Insurance Law for coverage as defined under the Standard Health Insurance Contract.
Plan Benefits Include:
- Group or Individual Plans
- Reasonable Premiums
- No Deductible
Choice Plan
The Choice Plan covers the basics in essential and emergency care, plus supplementary benefits including dental and vision, chiropractic, physiotherapy and prescription drugs. This plan is tailored for individual policyholders or group members. It’s your Choice Plan!
Plan Benefits Include:
- Attractive lifetime maximum benefit
- Supplementary Care Cover
- Specialist Care Benefits
Select Plan
The Select Plan is the newest in our line of health insurance products. This mid-range plan offers the benefits of the Choice plan such as supplementary care, but with more added benefits. This plan is perfect for individuals or groups looking for a higher lifetime maximum benefit and a wider range of coverage. Additionally, the Select Plan offers no deductible on-island.
Plan Benefits Include:
- Attractive lifetime maximum benefit
- Diagnostic Services
- Primary Physician Visit
- Specialist Care Benefits Visit
- Supplementary Care Cover
- Prescription Drugs
- Air Ambulance
Platinum Plan
The Platinum Plan is a comprehensive plan including full dental, vision, and other supplementary care. Preventative care benefits which encourage healthy lifestyles are not subject to deductible or co-payments and unlike many other plans, the Platinum Plan can be customized to suit individual or group needs.
Plan Benefits Include:
- Attractive lifetime maximum benefit
- Dental and Vision Cover
- Preventative Care Benefits
- Minimum out-of-pocket limit
- Competitive Premiums
Primo Plan
The Primo Plan is the elite choice for health care coverage just for groups. At Vanguard Risk Solutions, we believe that your health care coverage should be designed to suit your needs and fit your lifestyle. If you are looking for extra coverage without sacrificing flexibility, then the Primo Plan is the plan for you. The Primo Plan is our most superior plan; it includes full dental, vision, and other supplementary care. The highest preventative care benefits which encourage healthy lifestyles are not subject to deductible or co-payments. We believe that personalized health and supplemental insurance doesn’t just help you stay healthy – it can also help protect you financially. And unlike many other plans, the Primo Health Plan can be customized to suit your groups’ specifications.
Plan Benefits Include:
- Attractive lifetime maximum benefit
- Dental and Vision Cover
- Preventative Care Benefits
- Minimum out-of-pocket limit
Health Made Easy
Vanguard Claims Portal
Track your benefits online! At Vanguard Risk Solutions we want to make your health insurance experience a positive one. That’s why our online claims portal allows you to view your claim history anytime, anywhere.
- Track your claim online
- Check claim history and diagnostic information for the entire family
- Check accumulated amounts for deductibles and co-insurance
- View detailed information regarding health cover
- Print claim forms